Easy ways to be a better steward.

•1. Make and Use a Budget

•2. Avoid Impulse buying

•3. Buy quality on sale or discount: end of season, thrift stores, used.

•4. Look for and plug the “holes in your purse.”

•5. “Barn-raise” and barter with friends.

•6. The “Dr. Lake Idea” –Any time you buy something for yourself (non-essentials) match personal purchase spending with an equal gift to someone in need, or a ministry.

7. Give away what you don’t need.

Below is a list of links that can help you get your finances in order so that you can spend less and give more.

http://financialplan.about.com/library/n_budget.htm

http://www.youneedabudget.com/?kw=Finally+a+Simple+Budget+Template+that+Works+the+Way+You+Think!&gclid=CMfeysPE950CFRcjawodBl8MpA

http://office.microsoft.com/en-us/templates/TC062062791033.aspx

http://www.betterbudgeting.com/budgetformsfree.htm

http://www.freemoneyfinance.com/2005/12/about_free_mone.html

http://mint.com

https://money.strands.com/?gclid=CKuW-NnI950CFQEhDQod2×7cpw

http://www.crown.org/

http://www.savingsnut.com/?gclid=CKTIv5rI950CFSMNDQodA1pcpQ